Tips for Choosing an Insurance Agent

Being adequately insured in large, metropolitan area is more important than ever before. With a growing population, long commutes and the general bustle of life in a big city, accidents are inevitable. It's imperative you protect what you value most--your family, your home, your investments. To do so, you must obtain insurance--and not simply one type of insurance. Today, we require several different policies to be adequately protected, and it can become very difficult and complicated figuring out what insurance we need and where to get it. Having a reliable, experienced insurance agent makes this process much easier, but the process of finding an agent itself can be daunting. Here are some tips for choosing an insurance agent that may help.

1. Establish your needs before shopping around.

If you have children, life insurance may be at the top of your list. If you drive long distances for work, you may need more auto insurance than others. Do you own your home? If so, homeowner's insurance should be a priority.

Also, think about what you want and need from your actual agent. Is proximity important, or are you comfortable doing business remotely? Do you want someone who can also offer advice on financial planning, savings and retirement? Do you prefer to work with an independent insurance agent or someone who has a connection to a specific agency?

2. Referrals

Most everyone has insurance of some kind, so ask around! Take referrals from friends, family members and colleagues who are satisfied with their insurance agents. Ask them what they like and what they dislike about their policies. Are their agents responsive and easy to communicate with?

When you begin shopping around for your own provider, ask potential agents the same questions. Many will have testimonials from satisfied customers on hand and will be happy to share them with you.

3. Credentials

Strong credentials are an extremely important factor to look for when choosing an insurance agent. Why? Because the industry is always changing, and continued education is essential to staying on top of the market.

Your agent will be advising you on some very important and impactful matters, such as your liability limits, deductible options, life insurance limits and possibly other financial matters, such as retirement planning and portfolio management. You will want to have a guarantee that your insurance agent actively pursues the latest information and education in his or her field to ensure you're getting the best advice possible.

These are just three tips for choosing an insurance agent, but there are several other things you should look for and expect when shopping around. Product knowledge is essential; a positive attitude and customer service skills will go a long way; commitment to what they do and their clients is crucial; and providing you with the best product or service for the best price are all important assets. Keep in mind, "cheap" insurance rarely means good, or the best, insurance, and you're shopping for you and your family's security.


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Visit http://www.wickhamservices.com/ for more information on findng the best Atlanta insurance agent for you. Wickham Services has years of experience in the insurance and financial sectors and can help you make a solid decision.


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